Inheritance Funding in Michigan

Get Your Inheritance Cash Now – Without Waiting for Probate to End

In Michigan, the probate process can take months—or even years—before heirs receive their inheritance. While the estate works through the court system, you may still have immediate expenses: funeral costs, mortgage payments, medical bills, or simply the cost of daily living.

My Inheritance Cash offers inheritance funding in Michigan so you can access a portion of your inheritance now—without waiting for probate to conclude.

Our inheritance advances are not loans—there are no monthly payments, no interest, and no credit checks. Instead, we provide you with a cash advance in exchange for a portion of your future inheritance. When the estate distributes funds, our advance and fee are paid directly from your share. If the estate cannot pay, you owe us nothing.

How Michigan Probate Works

In Michigan, probate is the legal process for distributing a deceased person’s assets. Probate courts oversee:

  • Verifying the validity of a will (if there is one)

  • Appointing a Personal Representative (executor)

  • Collecting and valuing assets

  • Paying debts, taxes, and expenses

  • Distributing the remaining assets to heirs and beneficiaries

Michigan offers two main probate options:

  1. Informal Probate – handled by a probate register and typically faster and less expensive

  2. Formal Probate – overseen by a judge, required when there are disputes or complex estates

For small estates (valued at under about $51,000 in 2025—adjusted periodically), Michigan allows a simplified process that avoids full probate.

Helpful Michigan Probate Resources

Michigan Inheritance and Estate Taxes

Michigan does not have a state inheritance tax or estate tax. This means heirs do not owe any state-level tax on what they receive from an estate. (Federal estate tax may apply only to very large estates valued above the federal exemption amount.)

Benefits of Inheritance Funding in Michigan

  • Fast Access to Funds – Receive money in as little as 24–72 hours after approval

  • No Credit Checks – Eligibility is based solely on your inheritance, not your credit history

  • No Monthly Payments – The advance is repaid directly from your share of the estate

  • Non-Recourse – If the estate cannot pay, you owe nothing

  • Use Funds for Any Purpose – Pay bills, cover expenses, or make investments without waiting

Who Qualifies for an Inheritance Advance?

You may qualify for Michigan inheritance funding if:

  • You are an heir or beneficiary to a Michigan estate in probate

  • You have legal documentation showing your entitlement (will, court filings, or intestacy proof)

  • The estate has sufficient assets to cover your share

How the Process Works

  1. Apply Online or by Phone
    Submit basic information about the estate, your relationship to the decedent, and your expected share.

  2. We Review the Estate
    Our team will confirm the estate details through Michigan probate court records and other documentation.

  3. Get an Offer
    We’ll provide a no-obligation cash advance offer, including the amount and one-time fee.

  4. Receive Your Funds
    Once you accept the offer, funds are sent by wire or check—often within 1 to 3 business days.

  5. Repayment From the Estate
    When the probate process ends, our advance plus fee is deducted from your share.

Frequently Asked Questions – Michigan Inheritance Funding

Q: Is this a loan?
A: No. Our advances are a purchase of your future inheritance share. There are no monthly payments or interest charges.

Q: How quickly can I get my money?
A: Most approved clients receive funds within 24–72 hours.

Q: Do I need good credit?
A: No. Approval is based on your inheritance, not your credit history.

Q: Are there taxes on my inheritance in Michigan?
A: Michigan does not impose an inheritance or estate tax.

Q: What if the estate is delayed or has debts?
A: Our funding is non-recourse—if the estate cannot pay, you owe us nothing.

Get Started Today

If you’re an heir to an estate in Michigan and need funds now, My Inheritance Cash can help. We’ve assisted heirs across the country in receiving fast, fair advances without the stress of waiting for probate.

Call us today at (877) 638-7760 or Apply Online Here to get a free, no-obligation quote.